How it Works

• assisting you to source credit from a lender using Cigno’s quick and easy application process;
• collecting and collating your details and verification documents required to submit a credit application with a lender on your behalf;
• conducting an assessment of your credit application prior to submitting to a lender;
• presenting the finalised credit application to a lender in a particular format to ensure the fastest response possible;
• communicating with a lender concerning your credit application;
• agreeing with the lender to make payments on your behalf as and when due under the Loan Agreement; and
• provide ongoing management services to you , including:
  • ongoing access to the Cigno customer service team;
  • ongoing access to all Cigno online resources and the member portal;
  • corresponding on your behalf with the lender regarding your loan agreement;
  • collecting and processing payments owed by you to the lender;
  • providing regular payment reminders via email and SMS;
  • providing regular account statements and upon request;
  • assisting you to change or modify your payment schedule; and
  • facilitating all other services and reconciliations related to your Cigno account and the loan agreement

Through us you can receive up to $1000 in your account today with manageable repayment options.