I have read and agree to be bound by the Cigno Terms and Conditions and Privacy Policy If you choose to continue with the Cigno Premium Service, Cigno will act as your Agent and make representations on your behalf to a third-party lender to assist you in obtaining and managing your finance needs. You are only charged if we are successful in obtaining you a finance offer AND you decide to take the loan and utilise Cigno’s services. If you would prefer to deal directly with the lender, please click here to be taken to the Lender’s website where you can apply directly.