Sometimes expenses and purchases cannot always wait until your next payday. When life throws you a curveball that you cannot afford right now, a Short Term loan could be the answer. Short Term loans provide temporary solutions for immediate costs, allowing you to cover urgent expenses now and pay back the money when you have got the funds to do so.
Cigno can act as your agent to assist you to apply to a lender who offers Short Term Loans. Once approved, these loans typically are deposited into your account on the same day!
What Is a Short-Term Personal Loan?
A short-term personal loan is a small amount of money (usually up to $1,000) that is paid off quickly (typically within 4-8 weeks). Short loans give you the financial flexibility to afford urgent expenses when they arise and pay back the debt when you can.
Our Process for Short-Term Loans
If you choose to engage Cigno, we will act as your agent to assist you to lodge applications and get a short-term loan approval for an amount up to $1000. To get started we will need some personal information about you and a bank statement showing the last 90 days transactions. Once approved you will typically receive the loan, cleared into your account, on the same day!
As part of the application process, you will have the opportunity to choose a repayment schedule that is affordable and corresponds with your payday. It is important that you choose the repayment schedule that you can afford while still being able to pay your ongoing everyday expenses. If not, then you should consider other options.
If during your loan, you cannot make a repayment when required, just let us know. We as your agent will arrange a new affordable payment schedule.
Once you have repaid your loan, Cigno can assist you to apply for future loans whenever you need them. It’s convenient, fast and easy!
Short-Term Loan Repayments
As part of the application process, you will have the opportunity to choose a repayment schedule that is affordable and corresponds with your payday. It is important that you choose the repayment schedule that you can afford while still being able to pay your ongoing everyday expenses. If not, then you should consider other options.
If during your loan, you cannot make a repayment when required, just let us know. We as your agent will arrange a new affordable payment schedule.
Once you have repaid your loan, Cigno can assist you to apply for future loans whenever you need them.
Get a Short-Term Personal Loan with Cigno
Requirements
Typically, we will only require your personal details such as your address and contact details and your recent 90-day bank statement. If on the rare occasion we need further information is required, we will let know and work with you to get the application submitted as quickly as possible. We only ask for the information we need, and we keep all your data safe and secure.
We strive to offer a service that makes applying for a loan as quick and as easy as possible.
Fees
When you make your application, we will provide you with all the relevant information regarding our fees and any lender costs. You can also read about these in advance on our Costs page.